More Options. More Coverage.

Mar 11, 2025 | Bulletins, Homeowners

More Options. More Coverage.

– 4 NEW PRODUCTS AVAILABLE IN SOUTH CAROLINA –

Good news, South Carolina! You’re in luck – Swyfft has just added even more personal lines E&S options to help you find the perfect fit for your customers. In addition to our Lloyd’s Homeowners product, we are now offering another HO3 product through Benchmark Specialty Insurance Company (BSIC). On top of that, we now offer three robust private flood products. This means you can now compare and choose from multiple top-rated carriers – all in one place. 

BSIC Product Highlights: 

Benchmark Specialty Insurance Company

  • E&S Homeowners (HO3) product – focused on coastal risks. Includes wind coverage.
  • A.M. Best “A” Rated – Strong financial stability
  • Seamless Comparison – Get two quotes (existing Lloyd’s/Vave home product and BSIC home product) side by side for easy decision-making, when applicable.
  • Bonus! You’ll also receive a flood quote automatically on the top left of your quote screen when available.

NEW! FLOOD

Quoting flood is just as simple. Head to the top navigation bar on Swyfft.com and click on “Flood”. You’ll now be presented with all three flood options when available.

Note: Swyfft can match NFIP max policy limits ($250,000 Building / $100,000 Personal Property). Building & Personal Property limits do not have to match the Replacement Cost calculation.

Product Highlights:

Brit Flood

  • Coverage written through Brit. View Quick Reference Guide.
  • Building Limit up to $1,000,000 (Replacement Cost included)
  • Other structures automatically covered (10% of building)
  • Loss of Use included ($100K or 20% of building)
  • Separate deductibles for Building and Personal Property
  • Most Flood Zones available

Lloyd’s: Hiscox

  • Coverage written through Lloyd’s. View Quick Reference Guide.
  • Building Limit up to $2,250,000 (Replacement Cost included)
  • Other structures automatically covered (10% of building)
  • Loss of Use included (Minimum 20% of building, $50K max)
  • Personal Property Replacement Cost Available
  • One deductible for Building and Personal Property
  • Most Flood Zones available

Lloyd’s: Vave

  • Coverage is written through Lloyd’s. View Quick Reference Guide.
  • Additional Living Expenses: included up to 10k.
  • Broad Coverage Levels for building and personal property.
  • Personal Property Replacement Cost Available.
  • MEP of 25% applies. (Explain this to your customers upfront to avoid any confusion later.)
  • Product target is preferred Flood Zones.

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Quick Tip: Be sure to use the toggles to adjust coverages and deductibles accordingly. It could help save in the final premium and only takes seconds.