
Swyfft Homeowners + Private Flood is Here
MULTIPLE OPTIONS. ONE SIMPLE PLATFORM.
In New Jersey, you wowed us with your support. With your help, Swyfft grew faster than we ever imagined. But growth has its growing pains – and we had to pause in NJ while reimagining our programs.
INTRODUCING: SWYFFT HOMEOWNERS + FLOOD
Now, we’re back. And you’re once again able to quote NJ homeowners with just an address. New business will be E&S Home underwritten through Lloyd’s Vave and Benchmark Specialty.
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START QUOTING
Before you quote, we need you to update some basic information. After you confirm a few details, you’ll receive your new Swyfft Agreement to sign.
Homeowner Product Highlights:
Lloyd’s Vave E&S HO-3
- Coverage written through Lloyd’s Vave. Rated A+ (Superior) by AM Best. View Quick Reference Guide.
- Cov A up to $1,650,000.
- Available throughout the state.
- Occupancy allowed:
- Owner occupied
- Short term rental <21 weeks
- Full-time annual rentals
Benchmark Specialty E&S HO-3
- Coverage written through BSIC. Rated A (Excellent) by AM Best. View Quick Reference Guide.
- Cov A up to $2,000,000.
- Available in coastal counties only:
- Atlantic
- Cape May
- Middlesex
- Monmouth
- Ocean
SWYFFT PRIVATE FLOOD
In New Jersey, you wowed us with your support. With your help, Swyfft grew faster than we ever imagined. But growth has its growing pains – and we had to pause in NJ while reimagining our programs.
Flood Product Highlights:
Brit Flood
- Coverage written through Brit. View Quick Reference Guide.
- Building Limit up to $1,000,000 (Replacement Cost included)
- Other structures automatically covered (10% of building)
- Loss of Use included ($100K or 20% of building)
- Separate deductibles for Building and Personal Property\
- Most Flood Zones available
Lloyd’s: Hiscox
- Coverage written through Lloyd’s. View Quick Reference Guide.
- Building Limit up to $2,250,000 (Replacement Cost included)
- Other structures automatically covered (10% of building)
- Loss of Use included (Minimum 20% of building, $50K max)
- Personal Property Replacement Cost Available
- One deductible for Building and Personal Property
- Most Flood Zones available
Lloyd’s: Vave
- Coverage is written through Lloyd’s. View Quick Reference Guide.
- Additional Living Expenses: included up to 10k.
- Broad Coverage Levels for building and personal property.
- Personal Property Replacement Cost Available.
- MEP of 25% applies. (Explain this to your customers upfront to avoid any confusion later.)
- Product target is preferred Flood Zones.
It sure feels good to be back in The Garden State. It’s not our first time here, but with your partnership, it’s sure to be our best!