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Florida Personal Lines Updates

Past storms, fraud, litigation, and insolvency: these stories fill our industry headlines.  It’s what’s driving us to create new options, like our E&S Home Program, providing flexibility to respond quickly to everchanging market conditions. 

As we continue to focus and build upon our E&S Home Program in Florida, the following adjustments have been made:

Admitted Home Program

  • Existing Admitted home policies will be non-renewed and offered an E&S quote, when eligible.

When your customer receives their Non-Renewal email, they will be offered a quote through our E&S Home Program, when eligible. The quote is available to access immediately by clicking, “View Your Replacement Policy Offer”.

Clear Blue Specialty Program

We’ve updated our FL HO E&S deductibles to reflect the below:

  • Windstorm or Hail Percentage or Fixed-Dollar Deductible. View form.

Tropical Cyclone Percentage. View form.

As a reminder:

  • With two E&S Home insurance providers, we’ll write up to $2M in Coverage A.
  • There’s available coverage options to fit each policyholder, so be sure to always customize the quote.
  • All coverage through Swyfft is with carriers rated A- or Better by AM Best.

Refer to our Quick Guides page and E&S Pocket Guide on the ARC to learn more.

Recent headlines look promising for the future of property insurance in Florida. And we’re continuing to evolve as we tackle the daily challenges our industry throws our way. Yet one thing remains; we’re committed to our partners and customers – and we’re asking you to stick with us. If you have any questions, please contact your marketing rep directly.